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Why Is My Card Being Declined?

If you find that your card is being declined while trying to make a purchase on BloxCart, there could be several reasons. Here are the most common ones to check:

Incorrect Billing Information: Make sure all the details you entered match those associated with your card.
Bank Flags Payment as Suspicious: Sometimes, banks mark payments as suspicious for security reasons. You might need to use a different card or contact your bank to authorize the payment.
Insufficient Funds: Ensure your account has enough funds to cover the purchase.
Exceeded Credit Limit: If you're using a credit card, check whether you've reached or exceeded your limit.
Bank Fraud Detection: Banks may flag transactions as potentially fraudulent, especially if they're large, unusual, or occur in different locations than usual.
Card Activation: Make sure your card is activated; new cards often require activation.
Expired Card: Check the expiration date on your card; expired cards cannot be used for transactions.
Incorrect Information Entered: Double-check the card number, expiration date, and CVV to make sure they're entered correctly.
Technical Issues: Sometimes declines are due to technical issues with the merchant’s or bank’s system.
International Transactions: If purchasing from abroad, your bank might decline the transaction for security reasons unless they are informed of your international purchase plans.
Account or Card Restrictions: Some cards have limits or restrictions that might prevent certain transactions.

If your card is still being declined after checking these points, please contact our customer support for assistance or consult with your bank for more specific information related to your card.

Updated on: 18/05/2024

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